AMP's Blog

Renting or Buying: What You Should Know

Posted by Blake Powell on Nov 2, 2015 2:19:02 PM

The decision of whether to rent or purchase a home is one of the most important decisions anyone will make in their life. While owning a home has an undeniable level of allure and attraction, it's vital you understand all sides before jumping into a mortgage. Continue reading to learn about both sides of the coin of renting or buying a home.

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Topics: Home Purchase

5 Easy Steps to Purchasing a Home

Posted by Blake Powell on Oct 27, 2015 12:06:12 PM

Almost everyone has dreamed of purchasing their first home and the pride that comes with it. While purchasing a home is hardly a simple transaction, it's actually a lot easier than most people think, especially when you use a real estate agent. In any case, everyone's journey can be different based on countless factors. Continue reading to learn more about some steps to purchasing a home.

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Topics: Home Purchase

Factors to Consider When Purchasing a Home

Posted by Blake Powell on Oct 22, 2015 2:25:20 PM

Choosing a new house can be extremely terrifying and exhilarating at the same time especially for first-time home buyers. Unlike a pair of shoes, you can't return the house if you decide you don't like it. As a result, it's imperative to make an informed decision on the right home decision the first time. The remaining article explores the factors to consider when purchasing a home.

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Topics: Home Purchase

First-Time Home Buying Tips

Posted by Blake Powell on Oct 15, 2015 12:59:10 PM

So, you have finally decided to take the plunge and purchase a home of your own. As the biggest purchase most people will make in their lifetime, purchasing a home can be nerve-wracking and exhilarating at the same time, especially if this is your first time. While you may not know what to expect, it's vital to not go into the ordeal blindly. To help you along the path toward successful home ownership, the following information gives you first-time home buying tips.

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Topics: Home Purchase

From the Desk of Mortgage Loan Originator: Mark Blackman

Posted by Mark Blackman on Sep 30, 2015 10:13:14 AM

From the Desk of Mortgage Loan Originator: Mark Blackman and his advice for a client seeking a mortgage refinance:

Having done mortgages, primarily in the refinance market, for the past 32 years, I always strive to educate my clients by asking clients exactly what their goals are. These goals are both short and long term and include, what kind of mortgage they are in now and if they want any money for either consolidation or home improvement.

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Topics: From the Desk of an MLO

What Is the Effect of Time on Your Credit Score?

Posted by Blake Powell on Sep 29, 2015 3:27:21 PM

When it comes to your credit score, time is a valuable friend. All of those late or missed payments will heal over time. However, there are several things you can do today to help improve your credit score fast for a more timely impact. While your current credit score may leave you feeling as if you will never have good credit, time heals all. Continue reading to learn more about the effect of time on your credit score.

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Topics: Credit

Examples of How to Improve Your Credit for a Mortgage

Posted by Blake Powell on Aug 28, 2015 12:43:00 PM

Purchasing a home is the largest purchase most people will make, but the process isn't always a breeze. Because of this, it's vital to have your ducks in a row, especially your credit. If your credit isn't up to par, it can result in a less favorable interest rate or a declined application. Instead of either of these two options, read the following information to see examples of how to improve your credit for a mortgage.  

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Topics: Credit

How Credit Works for Mortgage Purposes

Posted by Blake Powell on Aug 20, 2015 3:35:00 PM

While everyone has a credit score, very few people actually understand how the credit score works. Your credit score is a number lenders use to determine the amount of risk associated with lending you money. Essentially, your credit score offers insight on your willingness, ability, and history paying off debts. The higher your credit score, the more likely you will have the willingness and ability to pay the loan back as promised. Continue reading to learn how credit works for mortgage purposes.  

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Topics: Credit

How to Quickly Improve Your Credit Score

Posted by Blake Powell on Aug 11, 2015 3:37:00 PM

 

According to a poll from the National Federation for Credit Counseling (NFCC), more people are embarrassed to admit their credit score (30%) than their weight (12%). Although crash diets rarely work, it is possible to learn how to improve your credit score in a relatively short amount of time. Continue reading to learn how to quickly improve your credit score and keep it up.

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Topics: Credit

VA Refinance Home Loans

Posted by Blake Powell on Jul 28, 2015 2:42:00 PM

 

VA refinance loans may also be called Interest Rate Reduction Refinance Loans (IRRRL) or VA Streamline Refinance Loans. As the most common loans under the VA loan umbrella, they allow veterans to refinance their current rate to a more attractive lower rate. Best of all, VA refinance loans are extremely simple to use and understand. However, several people have questions about these loans and the process of being approved. The following information provides answers to some of the most frequently asked questions about VA refinance loans.

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Topics: VA Loan